Our process, with each of our services, is straightforward. We spend as much time as needed gaining a full understanding of your objectives, comfort zone and time horizon within your unique circumstances. We then put together an overall game plan. Once the plan is implemented, we meet with you regularly to help keep the plan on track.
Wealth Transfer Planning →
We will design a plan to fully leverage estate protection opportunities and achieve your multi-generational wealth transfer objectives. Areas to be addressed will include:
- Will and trust design strategies
- Property ownership alternatives
- Estate tax reduction techniques
- Asset Protection
- Life insurance audits and reviews
- Qualified plan distributions
- Family gifting strategies
- Charitable planning
- Advisor Coordination
Investment Planning →
We will spend time with you to gain a full understanding of your risk tolerance, time horizon and objectives within your unique circumstances. We will then:
- Design and implement a customized global investment strategy
- Monitor, manage and make tactical adjustments according to global conditions
- Provide monthly and quarterly reports, and semi-annual in-person reviews
- Coordinate annual tax plan with accountant
- Coordinate investments with Estate Plan
- Provide service via a full and available staff
- Provide online access to your accounts
Exit Planning →
Exit Planning involves a six-step process:
- Understand and establish your business exit goals
- Measure your readiness for an exit from your business
- Identify the type of exiting owner that you most resemble
- Educate and help you chose your optimal exit option
- Help you understand the value of your business based on the option you choose
- Execute your exit strategy plan to reach your goals and protect your business wealth
Business Succession Planning →
Whether you plan to sell or keep the business in the family, we will develop a business succession and exit plan that will:
- Identify the issues surrounding the development of the next generation of management
- Develop a plan to address when and how to transfer your business
- Minimize the impact of tax risk on your family, your company and your employees
- Serve as coordinator of all advisors
- Design and implement a plan to recruit, reward and retain key executives
Insurance Planning →
Insurance Planning, whether for life, disability, long-term care or any combination thereof, is a critical component of the planning process. We will design and implement a plan that will include:
- Gaining a clear understanding of your insurance needs
- Auditing and analyzing existing insurance policy portfolios
- Determining long-term policy performance and requirements
- Negotiating competitive underwriting offers
- Integrating insurance components successfully and efficiently into an overall plan
401(k) Planning →
We will design and implement a plan for your employees that:
- Insures that your 401(k) plan meets all applicable ERISA regulations
- Offers a wide variety of competitive investment options
- Services staff and employees in a timely and cost effective manner
- Offers a health plan with the most competitive and cost effective combination of benefits and services