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You are here: Home / Articles & Videos / Exchange Traded Funds – Part 3

Exchange Traded Funds – Part 3

~ About Kevin Ellman, CFP ®


In this last of a three part series, Kevin Ellman, CFP® explains why we should know about Exchange Traded Funds or ETFs.

As index funds they can be used as part of a passive investment strategy. According to research I reviewed from the CNN money website, I feel this research supports the concept that overall investment strategy or asset allocation can contribute much more to your long term investment results than individual stock selection. For example, it may be more important to be in the energy sector when energy is growing rapidly than trying to pick the best energy stock. In addition, another large body of research demonstrates that most active money managers are unable to meet their relevant benchmarks, let alone out-perform them. (source: CNNmoney.com)

Based on this research and our years of experience we have decided to build our portfolio strategies using ETF’s for stock, bond, commodity, currency and real estate exposure. In certain situations we also use individual bonds. Instead of spending our time and resources on fundamental stock research we focus on attempting to identify long term investing trends or themes. We then adjust the asset allocation to reflect our viewpoint and tactically rebalance the allocation several times during the year. (source: Ibbotson)

There are some drawbacks to investing in ETF’s as they are passive strategies. So you wouldn’t receive professional management of your money. These are risks associated with sector investing. You could make a pay on a sector and be wrong or you might pick a sector that performs well but neglect to sell it when it becomes less favorable.

Using this approach we have been able to help our clients meet their financial goals and objectives while managing risk, keeping fund and transaction expenses low and minimizing taxes. Please keep in mind that ETF’s may not be suitable for all clients.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges and expenses. Please read the prospectus carefully before investing. ETFs do not sell individual shares directly to investors and only issue their shares in large blocks Exchange-traded funds are subject to risks similar to those of stocks. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost.

Asset allocation does not protect against loss of principal due to market fluctuations. It is a method used to help manage investment risk. Past Performance does not guarantee future results. This material is for informational purposes only and is not meant as Tax or Legal advice. Please consult with your tax or legal advisor regarding your personal situation.

The opinions expressed are subject to change with economic and market conditions. They are not meant as investment advice. Forward looking statements and market forecasts cannot be guaranteed and may not come to pass. Securities and Investment Advisory Services offered through NFP Securities, Inc. (NFPSI), member FINRA/SIPC. Wealth Preservation Solutions, LLC is a member of PartnersFinancial, an affiliate of NFPSI. Wealth Preservation Solutions, LLC and NFPSI are not affiliated.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Wealth Preservation Solutions is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS are not affiliated with any other entity listed herein.

Investor Disclosures: https://bit.ly/KF-Disclosures

This article is for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service or as a determination that any investment strategy is suitable for a specific investor. Investors should seek financial advice regarding the suitability of any investment strategy based on their objectives, financial situations, and individual needs. This article is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances.

Exit Planning content © copyright Pinnacle Solutions. All rights reserved. Beri™ and ODI™ are trademarks of Pinnacle Solutions.

About Kevin Ellman, CFP ®

As a financial advisor for over 25 years, Kevin Ellman provides the full array of financial, estate, and retirement planning services to high net-worth business owners, families, executives, and individuals. He has appeared as a financial commentator on CNBC (Morning Call, Portfolio Make-Over, Make Your Money Work, Power Lunch), and on ABC, and has been quoted in Business Week, CBS Market Watch, Fortune Magazine and The Wall Street Journal. Learn more about Kevin Ellman...

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Kevin Ellman Podcast

Work. Life. Money. Insights by Kevin Ellman CFP
Work. Life. Money. Insights by Kevin Ellman CFP
Kevin Ellman, Certified Financial Planner, shares the stories of his life as the foundation for his outlook on the economy, market, and current events. Please see website for additional disclosures at https://wealthpreservationsolutions.com/kevin-ellman-cfp-podcast/

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Episode #8: Kevin Ellman Certified Financial Planner: Markets don’t like uncertainty… Looking ahead to 2021 and beyond…
by Kevin Ellman, Certified Financial Planner

What do we do? How do we plan? Should we wait? We all have a lot of questions as it relates to our current plan and the effect the upcoming election may have. Listen in to hear Kevin’s perspective on what to expect, how to prepare now and most importantly, how to be ready to move in the best direction for your plan…

For your free copy of Kevin’s book, The 7 Biggest Money Mistakes People Make and How to Avoid Them, text WEALTH to 88799.

Contact Kevin Ellman, Certified Financial Planner at https://wealthpreservationsolutions.com/about-us/kevin-ellman-certified-financial-planner/

Please see website for additional disclosures at https://wealthpreservationsolutions.com/kevin-ellman-cfp-podcast/

Thanks for listening! Please share and subscribe to the show.

Episode #8: Kevin Ellman Certified Financial Planner: Markets don’t like uncertainty… Looking ahead to 2021 and beyond…
Episode #8: Kevin Ellman Certified Financial Planner: Markets don’t like uncertainty… Looking ahead to 2021 and beyond…
October 8, 2020
Kevin Ellman, Certified Financial Planner
Episode #7: Kevin Ellman Certified Financial Planner: 1, 2, 1-2-3! Just like that, it came back to me, and my hands started to move.
September 2, 2020
Kevin Ellman, Certified Financial Planner
Bonus Episode #6: Stress Test: How will your Wealth Plan actually work if and when it’s triggered?
August 17, 2020
Kevin Ellman, Certified Financial Planner
Episode #5: Kevin Ellman Certified Financial Planner: You can learn an awful lot by paying attention.
July 20, 2020
Kevin Ellman, Certified Financial Planner
Episode #4: Kevin Ellman Certified Financial Planner: "I was an excellent driver for a 4 year old”
July 6, 2020
Kevin Ellman, Certified Financial Planner
Episode #3: Kevin Ellman Certified Financial Planner: From rowboat to speedboat; Thinking outside the box
June 15, 2020
Kevin Ellman, Certified Financial Planner
Episode #2: Kevin Ellman Certified Financial Planner: Coat room boy, cigar and mint boy, cashier and restaurateur, all by the age of 10.
June 6, 2020
Kevin Ellman, Certified Financial Planner
Episode #1: Kevin Ellman Certified Financial Planner learns lifelong lessons at age 16 on an African safari during summer break.
June 5, 2020
Kevin Ellman, Certified Financial Planner
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Get Kevin Ellman’s new book, The 7 Biggest Money Mistakes People Make and How to Avoid Them, and learn how to preserve and grow your wealth! Seven Biggest Money Mistakes People Make and How to Avoid Them: Preserve and Grow Your Wealth by Kevin Ellman CFP

Kevin Ellman Video Series


ETFs Part One

ETFs Part Two

ETFs Part Three

The Wealth Preservation Solutions Team

  • About Us Overview
  • Dennis J. Amico
  • Kevin Ellman CFP®
  • Paul D. Miller
  • Robert W. Davis CFP®, RICP®
  • Dolores White
  • Susan J. Forman CFP®
  • Carrie Ware
  • Michael Csedrik
  • Elizabeth D’Aleo

Articles & Videos On Investing

  • Finding A Financial Advisor – Part 1
  • Finding A Financial Advisor – Part 2
  • Exchange Traded Funds Part 1
  • Exchange Traded Funds Part 2
  • Exchange Traded Funds Part 3
  • Dollar Cost Averaging
  • Dividends Part 1
  • Dividends Part 2
  • Strategies to Help Maximize Your Money
  • Our Investment Planning Process
  • Estate Tax and Succession Planning After the Cliff
  • Estate and Business Succession Planning

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Investor Disclosures: https://bit.ly/KF-Disclosures

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